Simply explained, step by step

WELCOME TO WEB3

No panic. You do not need to be a crypto expert.

Maybe this is the first time you have heard of a Web3 wallet. Or perhaps you already have one, but you are not yet sure how everything works. That is completely normal.

Am I doing anything wrong? Can I lose my money? Why does AURUM use Web3 now? Do I need to learn everything about crypto?
The answer is simple: NO.

Why this guide?

AURUM continues to evolve. More and more services use Web3 technology. As a result, you will use your own Web3 wallet more often to carry out digital transactions securely.

No difficult words. No technical detours. Just step by step.

What will you learn?

After this guide, you will know:

  • why AURUM uses Web3;
  • what a Web3 wallet is;
  • how to use your wallet safely;
  • how to send USDC from an exchange to your wallet;
  • how to use your wallet within AURUM;
  • which mistakes you can easily avoid.

After the guide

Test your Web3 knowledge

The Web3 Knowledge Quiz shows where you stand and which parts you may want to review.

Open the Web3 Knowledge Quiz →
Remember: “Every expert was once a beginner.” Take your time. Understand each step. That is the safest way to get started with Web3.

Because the financial world is changing

Why is AURUM moving to Web3?

The way we handle money online continues to evolve.

In the past, we usually entrusted digital assets to one central party, such as a bank, exchange or payment platform. Web3 gives users more control over their own digital transactions.

A raised fist in front of a chalkboard with the word CONTROL
More control over what you approve yourself.

What does this mean for you?

You continue using AURUM services. Your own Web3 wallet is simply used more often to carry out certain actions securely.

01

Send

Send digital assets to a service or platform.

02

Receive

Receive payouts directly in your own wallet.

03

Approve

Decide for yourself which transaction you confirm.

04

Connect

Access a Web3 service through your wallet.

🔒

More control

You decide which actions you approve.

👁

More transparency

Transactions can be checked on the blockchain.

More efficient processing

Fewer intermediate steps can speed up transactions.

🌍

Modern technology

Web3 is the foundation for digital financial applications.

Warning

Not every service works the same way

Sometimes you use the wallet only to send or receive. Other services may also require you to approve a transaction or smart contract.

Remember: “Web3 does not change what you want to achieve.”It mainly changes how digital transactions are carried out.

From bank to wallet and back

The journey of your money

Your money is not always in the same place. Once you understand the route, everything else becomes much easier.

Bank

Step 1

Your bank account

You send money from your bank account to a reliable crypto exchange. Check that both accounts are in the same name.

Exchange

Step 2

The crypto exchange

An exchange is a digital currency exchange. For example, you can convert euros into USDC there.

As long as your USDC remains on the exchange, it is managed by the exchange.

Web3 wallet

Step 3

Your Web3 wallet

When you send USDC to your own wallet, it comes under your own control. From that moment, you are responsible for its security.

AURUM

Step 4

The AURUM platform

Depending on the service, you send digital assets or use your wallet to approve a transaction.

Step 5

The return journey

A payout can arrive back in your wallet. You decide what to do next.

  • keep it;
  • use it again;
  • send it to an exchange;
  • sell it or withdraw it.
Remember: “Your money does not always follow the same route.”It can move between your bank, exchange, wallet and platform.

Your personal digital key

What is a Web3 wallet?

A Web3 wallet gives you access to digital assets and Web3 services.

ReceiveSendApproveConnect
KeyHousesame ideaWeb3 walletBlockchain

Think of your house key

The key is not your house. The key gives you access to your house.

A wallet works in the same way. The wallet is not the blockchain, but it gives you access to your digital assets and transactions on the blockchain.

Receive

Receive digital assets at your wallet address.

Send

Send digital assets to another address.

Approve

Check and confirm transactions yourself.

Connect

Connect your wallet to a Web3 service.

Is a wallet the same as a bank account?

No. A bank manages your account. With a Web3 wallet, you decide which transactions you carry out and approve.

Does my money always have to stay in my wallet?

No. Sometimes you hold digital assets through your wallet. Sometimes you only use the wallet to send, receive or approve something.

Remember: “Think of your wallet as your personal digital key to Web3.”

Wallet app versus blockchain

What is actually inside a wallet?

Your digital assets are not literally stored in the app. The wallet gives you access to what is recorded on the blockchain.

📱

The wallet app

Shows information and allows you to carry out transactions.

VERSUS
Blockchain

The blockchain

Records digital assets, addresses and transactions.

What can be visible?

  • USDC and other digital assets;
  • the network they are on;
  • received and sent transactions;
  • connections to Web3 services;
  • actions you need to approve.

Is all my money there?

No. It depends on the service. Sometimes digital assets are directly under your control. Sometimes you only use the wallet to send, receive, connect or approve.

Search

Why do I sometimes see nothing?

This does not automatically mean your assets have disappeared.

  • You are looking at the wrong network.
  • The token has not yet been added to the display.
  • The transaction is still being processed.
  • The wallet needs to be refreshed.
Remember: “Your wallet gives you access to what is recorded on the blockchain.”

A personal choice

Which Web3 wallet should I choose?

Most wallets perform the same basic functions. Choose a wallet that you understand and can learn to use safely.

What should you consider?

✓ Easy to use
✓ Secure
✓ Suitable for your networks
✓ Available on your device
✓ Regularly updated
📲

Software wallet

An app on your smartphone or computer. Convenient for daily use.

  • easy to install;
  • always available;
  • suitable for daily use.
🛡️

Hardware wallet

A separate device or card system that provides additional protection for your digital keys.

  • additional security;
  • suitable for larger amounts;
  • less exposed to online attacks.

Examples of well-known wallets

Always check that your wallet, network and chosen service are compatible. Download only from an official source.

Remember: “The best wallet is the wallet you understand and learn to use safely.”

Take your time

Install your wallet safely

Installation is usually simple. Security deserves the most attention.

1

Download from an official source

Use the official App Store, Google Play Store or the wallet provider’s official website. Do not simply click advertisements or links in messages.

2

Create a new wallet

Choose Create a new wallet. Use Restore or Import only if you already have a wallet and know exactly what you are doing.

3

Secure the app

Use a strong access code, fingerprint, facial recognition and automatic locking.

Warning

Create your wallet at a quiet moment

  • on your own device;
  • through a secure internet connection;
  • without anyone watching;
  • not in a rush during a conversation or video call.
Remember: “Download your wallet only from an official source and secure it immediately.”

The backup key to your wallet

Your recovery words

Your recovery words allow you to reopen your wallet on another device.

Why are they so important?

You use them if your phone breaks, is lost, is replaced or if you need to reinstall the wallet.

Anyone who has your recovery words may be able to access your wallet.

1. river2. velvet3. maple4. orbit5. meadow6. copper

What should you do?

  • Write down every word exactly.
  • Keep the correct order.
  • Check the spelling and completeness.
  • Store them offline in a secure place.
  • Consider a metal backup for larger amounts.

What must you never do?

  • Do not take a screenshot.
  • Do not store them in email, notes or the cloud.
  • Do not share them through WhatsApp or Telegram.
  • Never send them to support.
  • Never enter them on a website someone sends you.
  • Never share them during a video call.
Warning

What if someone gets them?

Assume that your wallet is no longer secure. Create a new wallet as soon as possible and move your digital assets to the new wallet address.

Remember: “Never share your recovery words with anyone.”

Public for receiving

Your wallet address

A wallet address can be compared to a bank account number.

May I share my wallet address?

YES

You may share your wallet address when someone wants to send you digital assets. Your recovery words must always remain secret.

Example

0x1234A9cB…7eF2ABCDAlways copy it. Never type it manually.
1

Copy the address

Use the copy button or QR code.

2

Check the beginning and end

Compare the first and last characters.

3

Check the network

The address and network must match.

Remember: “Your wallet address is public. Your recovery words are secret.”

The correct route for your transaction

Always choose the correct network

Digital assets such as USDC can exist on different blockchain networks.

BNB Smart Chain
Ethereum
Polygon
Tron

Think of the network as the route along which your digital package is sent.

Warning

Why is this important?

The sender and receiver must use the same network. If you use the wrong network, your assets may be difficult or sometimes impossible to recover.

Check before every transaction

✓ Correct wallet address✓ Correct network✓ Correct amount

If you are unsure, send a small test amount first.

Remember: “Both the address and the network must be correct.”

Withdraw USDC from an exchange

From an exchange to your wallet

Follow each step calmly and check the network before confirming.

1

Open your Web3 wallet

Copy the wallet address where you want to receive USDC.

2

Open your exchange

Choose Withdraw or Withdrawal.

3

Paste the wallet address

Choose exactly the same network as your wallet.

4

Check everything

Wallet address, network and amount.

5

Confirm the transaction

After the network has processed the transaction, the USDC appears in your wallet.

🧪

Not sure?

Send a small test amount first. Check that it arrives before sending the rest.

Remember: “Always check the wallet address and network first.”

Connect Wallet

Connect your wallet to AURUM

Connecting allows the website to recognise your wallet address and present actions to your wallet.

▣ Connect Wallet

What does connecting mean?

The service can recognise your wallet address. Connecting by itself does not automatically send digital assets.

What may happen next?

Other actions may require a separate signature, approval or transaction.

Always read what your wallet asks

Which website?Which action?Which asset?What amount?

Confirm only actions you understand and want to carry out. If you are unsure, do not confirm.

Remember: “Connecting is not the same as paying. Read every separate approval carefully.”

Using a service

Your first deposit to AURUM

The exact steps can differ by service, but the principle remains the same.

1

Choose the desired service.

2

Enter the amount.

3

Check the details.

4

Confirm in your wallet.

Blockchain

What happens next?

The blockchain processes the transaction. Once the transaction is confirmed, the deposit becomes visible within the service you are using. Processing time depends on the network.

Take your time

✓ Amount✓ Network✓ Transaction details

Confirm only when everything is correct.

Remember: “Every deposit must first be approved by you in your own wallet.”

Directly to your own wallet

Receive payouts in your wallet

With some services, payouts are sent directly to your Web3 wallet.

What must be correct?

Wallet address

The correct receiving address.

Network

The network on which the asset is sent.

Token visible

USDC must be visible in your wallet view.

Search

Do you not see the payout immediately?

This does not automatically mean something is wrong.

  • The blockchain is still processing the transaction.
  • You are looking at the wrong network.
  • The token still needs to be added to the display manually.
Remember: “First check the network, wallet address and status on the blockchain.”

Send USDC back to sell it

From your wallet back to an exchange

Always copy the exchange deposit address and choose exactly the same network.

1

Open your exchange

Choose Deposit.

2

Select USDC

Choose the correct network and copy the deposit address.

3

Open your wallet

Choose Send and paste the address.

4

Check and confirm

Address, network, amount and network fees.

Do not forget the network fees

Your wallet usually needs a small amount of the network’s native asset, such as BNB or ETH, to pay the gas fees.

Remember: “The network on the exchange and in your wallet must be exactly the same.”

Back to traditional money

From the exchange to your bank account

Is your USDC on the exchange? You can sell it and have the proceeds paid to your bank account.

Exchange
USDC
sell
Bank
1

Sell your USDC

Convert USDC into euros or another available currency.

2

Choose Withdraw

Select your bank account and enter the amount.

3

Check and confirm

Check the name, bank details and fees.

Important

Processing time differs by exchange and bank. Check that your exchange account and bank account are in the same name.

Remember: “Always check the name, bank details and fees before confirming.”

Trust and time pressure are weapons

How do you recognise scams?

Scammers sometimes pretend to be support, a leader or a well-known company.

✕ Someone asks for your recovery words.
✕ You are told to act immediately.
✕ You receive an unexpected link.
✕ You must pay first to release funds.
✕ Someone asks you to share your screen.
✕ You are asked to approve an unknown transaction.
STOP

Not sure?

Do not click anything and do not approve anything. Use only official websites, apps and support channels.

Remember: “Genuine support will never ask for your recovery words.”

Giving permission for an action

Approvals and smart contracts

An approval can grant important permissions. Always read what you are confirming.

Connect to a service

Use USDC for a transaction

Send an amount

Activate a smart contract

Check before confirming

  1. Website: do you recognise the official address?
  2. Asset: which token is being used?
  3. Amount: how much may be used or sent?
  4. Effect: do you understand what will happen next?

An approval is not the same as sharing recovery words, but it can give access to a specific token or action.

Remember: “Always read what you approve. Not sure? Cancel and check first.”

Rushing causes mistakes

Common mistakes

Most mistakes can be prevented with one extra check.

Avoid this

  • Typing a wallet address manually.
  • Choosing the wrong network.
  • Storing recovery words online.
  • Opening unknown links.
  • Approving transactions without understanding them.
  • Sending the full amount immediately.
  • Ignoring gas fees.

Work safely

  • Copy addresses.
  • Check the beginning and end of the address.
  • Use a small test amount.
  • Take your time.
  • Ask for help if you are unsure.
Remember: “Rushing and Web3 are not a good combination.”

Keep this list

The 10 golden safety rules

  1. Never share your recovery words.
  2. Download wallets only from official sources.
  3. Always check the wallet address.
  4. Always choose the correct network.
  5. If you are unsure, send a test amount first.
  6. Do not click unexpected links.
  7. Do not approve anything you do not understand.
  8. Do not share your screen with strangers.
  9. Keep enough of the network asset in your wallet to pay fees.
  10. Take your time with every transaction.
Warning

You are responsible for the security of your wallet

Checking calmly is always faster than fixing a mistake.

Remember: “Checking calmly is always faster than fixing a mistake.”

Click a question

Frequently asked questions

You do not need to remember everything. Look it up again calmly whenever you are unsure.

Can someone open my wallet with only my wallet address?

No. You may share your wallet address to receive digital assets. Remember that transactions on public blockchains may be visible.

What if my phone breaks?

Your recovery words allow you to reopen your wallet on another device.

Why can I not see my USDC?

Check the network, whether USDC has been added to the display and whether the transaction has already been processed.

Can I cancel an incorrect transaction?

Usually not. A confirmed blockchain transaction is generally final.

Why do I need BNB, ETH or another asset?

That asset is used to pay the network fees or gas fees.

What should I do if I am unsure?

Do not confirm anything. Check first or ask for help through an official channel.

Remember: “Stop if you are unsure.”Checking before confirming is always the safest choice.

Quickly look something up

Glossary

Type a word or browse the terms.

Blockchain

A digital network on which transactions are recorded.

Web3 wallet

Your personal access to digital assets and Web3 services.

Wallet address

The address you use to receive digital assets.

Recovery words

The secret words that allow you to reopen your wallet.

Exchange

A platform where you can buy, sell or exchange digital assets.

USDC

A digital asset designed to maintain approximately the same value as the US dollar.

Network

The blockchain on which a transaction is carried out.

Network fees

The fee required to process a transaction. Also called gas fees.

Token

A digital asset that exists on a blockchain network.

Smart contract

A digital program that automatically carries out certain actions.

Approval

Permission you give through your wallet for a specific action.

Connect Wallet

The function used to connect your wallet to a Web3 service.

Transaction

Sending, receiving or approving digital assets.

Remember: “You do not need to memorise every word.”

You have learned the basics

Ready for Web3

Use this guide whenever you are unsure and check each step calmly.

You now know:

  • what a Web3 wallet is;
  • how to receive and send digital assets;
  • why the correct network matters;
  • how to connect your wallet to AURUM;
  • how to use your wallet safely;
  • which mistakes to avoid.

Would you like to test your knowledge?

Take the Web3 Knowledge Quiz

Answer 20 multiple-choice questions and receive your score, the correct answers, explanations and a personal recommendation.

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WEB3 KNOWLEDGE QUIZ
Remember: “Web3 does not have to be difficult.”Working calmly, checking carefully and acting safely make all the difference.